In the event that your accommodation is totally uninhabitable following a loss covered by your contract, we are also here to cover your relocation.

We will relocate you to the hotel in a few hours, and also take care of the basic necessities.

First, our assistance team will come into play.

If your home is uninhabitable, just call them.

Give their name, surname and contract number and they will find you a hotel to spend the next two nights.

Once the emergency has passed, you will have to relocate for the duration of the restoration of your home.

This relocation is also covered by your contract, provided that you relogy in conditions similar to those of the damaged housing.

Compensation is made on presentation of rent receipts.

Your relocation is covered during the period necessary for the restoration of the dwelling, determined by the expert, within a limit of one year.

In many cases, the fact that the dwelling is uninhabitable terminates the rental lease, without notice.

In this case, you no longer have to pay rent for the damaged accommodation. From the moment the lease ends, you just have to cancel your home insurance. Then you take a new home, a new home insurance, and the whole thing is played.

Luko compensates you for the rent of the damaged property, this is the guarantee Perty of use

We also take care of the Housing costs: i.e. the difference between the rent of your replacement housing and your usual rent.

For example:

Your apartment is uninhabitable.

Your rent for this apartment is 800€

You are relocating the time of the work in an apartment whose rent is 900 €

→ Luko compensates you 900 €: 800 € for the rent of the damaged apartment and 100 € for the difference between your usual rent and your temporary rent

The guarantee Loss of use compensates you for the rental value of your property. That is to say, we reimburse you the amount you would have paid as rent if you had been a tenant of your property. This rental value is determined by the expert.

The guarantee Housing costs cover the difference between this rental value, and the rent you pay for your temporary accommodation

For example:

Your apartment is uninhabitable.

The rental value determined by the expert for your property is 1500€

You are relocating the time of the work in an apartment whose rent is 1700 €

→ Luko compensates you 1700 €: 1500 € for the rent of the damaged apartment and 200 € for the difference between your usual rent and your temporary rent