The deductible is the amount that will be deducted from your compensation in the event of a covered damage.
You choose this amount when you sign your insurance contract.
Thus, if you have chosen a deductible of 150€, this amount will be deducted from your reimbursement in the event of a claim
Good to know:
The higher your deductible, the lower the price of your insurance (and vice versa).
The deductible does not apply to all reimbursements, some are exempt.
Cases where the deductible does not apply:
Cases where the deductible applies:
Breakage of glass
Attacks and acts of terrorism
Storms and natural disasters (exceptional deductible of 380€, set by the State)