The deductible is the amount that will be deducted from your compensation in the event of a covered damage.

You choose this amount when you sign your insurance contract.

Thus, if you have chosen a deductible of 150€, this amount will be deducted from your reimbursement in the event of a claim

Good to know:

  • The higher your deductible, the lower the price of your insurance (and vice versa).

  • The deductible does not apply to all reimbursements, some are exempt.

Cases where the deductible does not apply:

  • Troubleshooting locksmithing

Cases where the deductible applies:

  • Fires

  • Water damage

  • Theft

  • Breakage of glass

  • Civil Liability

  • Attacks and acts of terrorism

  • Storms and natural disasters (exceptional deductible of 380€, set by the State)

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