The more fraud there is, the more the cost and number of claims increase, this is called the claims ratio. This influences the amount of contributions: the higher the claims ratio, the higher the contributions.

So fraudulent practices cause additional costs for everyone.

Thanks to Giveback, the money that is not used in the management of claims is paid to our partner associations. So, the better we can detect false claims, the more money we can donate to the associations.

To strengthen our algorithms and our anti-fraud system, we are in partnership with Shift, the specialist in artificial intelligence in claims management.

This enables us to identify false claims ever more effectively and apply the corresponding penalties.

By uncovering fraudsters, we ensure that your contribution money is always used in the right way 👌