For you ? Five minutes, top.
All you have to do is subscribe your Luko contract, and we will take care of canceling your old contract for you. That’s all 👌
How long does it take ?
If your contract is older than one year:
It takes 34 days
- 30 days of notice period
- 4 days for us to deal with your old insurer
Indeed, a law called the “Hamon law” was passed in 2015: so you can now easily terminate your contract once the first year has been completed.
There are 30 days of
Do not worry, your old insurer has a legal obligation to refund the pro rata of your contribution - even if you paid for 12 months.
So once they register your cancellation, they will reimburse you any money you overpaid, it's the law 🔖
If your contract was signed since less than a year:
In this case, you will need a little patience ... You are legally bound to your insurance contract for the first year
Come back to us a little before the anniversary date of your contract and we will take care of everything 👌