There are more things in common than differences.

Luko and Coya share the same vision of protecting people, have a positive impact on the planet... In a word : go beyond insurance !

Some things that differentiate Luko from Coya :

  • We offer an app to deliver the best claim experience possible

  • We aim to respond to all customer queries in less than 2 minutes everyday. Questions regarding claims could take a little longer, but we will do our best!

  • We run our operations differently, our claims and customer service team are separated. It helps claims managers to be more focused on deliver best claim experience.

  • We are B-Corp, a certification for business with high transparency, and environemental standards and super proud about it

  • We have built an entire ecosystem to help you take care of your home : We started with a tailor-made insurance product but also added repair networks (in France only for the moment), electricity / water monitoring via smart home devices, flat searching and much more

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