If you have selected the basic coverage, we will cover the costs of medically necessary suregries on your pet. A regular visit to the vet for when your pet is sick (but there is no surgery required) is not covered by this protection.
With the premium protection coverage we also insure, in addition to the surgery costs, e.g. examinations as well as the costs for inpatient and outpatient treatment, if your pet has to be treated by a veterinarian over a longer period of time due to an illness. This coverage also includes the cost of medication that your pet has to take after surgery. For more details, please read our insurance conditions.
To sum up :
basic coverage cover surgery only
premium coverage cover surgery + vets costs